Your Mortgage Broker Team

The right mortgage, without the runaround.

We're a Vancouver-based team of dedicated mortgage brokers who make financing simple. From first homes to refinancing, we shop dozens of lenders to find you the right rate — and handle the heavy lifting so you don't have to.

1,000+
Families served
40+
Lender partners
4.9★
74 Google reviews

What We Do

Mortgage Services

Whatever stage you're at, our team has a solution tailored to your goals. Here's how we help.

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First-Time Homebuyer

Buying your first home is a huge milestone. We keep it jargon-free, uncover every first-buyer incentive, and guide you smoothly from pre-approval to keys in hand.

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Refinance

Hit the reset button on your mortgage — snag a lower rate, adjust your payment schedule, or tap into your home equity for renovations and investments.

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Debt Consolidation

Trade a mountain of bills for one manageable payment. We roll high-interest debt into your mortgage, often lowering your rate and monthly outlay.

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The Smith Manoeuvre

Turn your mortgage into a wealth-building tool. Our certified brokers guide you through converting mortgage interest into tax-deductible investment interest.

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Reverse Mortgage

Enjoy retirement, not mortgage payments. Convert home equity into tax-free cash while keeping ownership and staying in the home you love.

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High Net Worth

A mortgage experience that matches your financial standing — personalized strategies, exclusive lending solutions, and concierge-level service.

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Mortgage Transfer

Moving? Take your mortgage with you. Keep your low rate, avoid prepayment penalties, and skip the paperwork of starting from scratch.

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Bridge Financing

Need to buy before you sell? Bridge financing spans the gap between transactions so you can secure your new home without the pressure of a same-day close.

And More…

Flex-down mortgages, portable mortgages, renewals, self-employed and new-to-Canada programs. If it's a mortgage, our team can find the right fit.

Client Reviews

What our clients say

Real words from people we've helped find the right mortgage.

★★★★★

"I had a really great experience working with Jeevan and team. He was extremely helpful and communicated so well. The process was simple and made very easy for me. We received our mortgage offer in a week's time. I'd highly recommend."

Deep Sandhu

★★★★★

"Jeevan gave me excellent service. As a first-time home buyer I had so many questions, and he answered them all calmly and professionally, responding every time I contacted him. I would definitely recommend Jeevan and his team to anyone looking to buy a home."

Dil Batth

Why YMB Team

Lower rates, clear advice, a smoother path home

You don't have to do this on your own. Our team is your guide — with the expertise and lender access to find the right solution for you.

01

Stress-Free Process

We're committed to making your mortgage as transparent and stress-free as possible. Clear, straightforward communication is always the goal.

02

Lender Relationships

We've helped hundreds of people finance their homes, so we leverage our volume across 40+ lenders to secure even better rates for you.

03

Best Mortgage Rates

Even after your mortgage is set up, we keep watching the market until the last moment so you never miss a chance to save.

Meet the Team

The people behind your mortgage

A dedicated team of mortgage professionals working together to find you the right solution.

JM

Jeevan Mangat

Principal Broker

Leads the team and oversees every file, bringing deep lender relationships and strategic guidance to each client.

AK

Aman Kaur

Mortgage Broker

Helps clients navigate financing with clear advice and a personal, detail-focused approach.

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Maven Gill

Mortgage Broker

Guides buyers and homeowners through their options to secure the best possible terms.

HR

Hassan Rahimi

Mortgage Broker

Delivers tailored financing solutions with expert advice, competitive rates, and personalized service.

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Mike Thiara

Mortgage Broker

Works closely with clients to secure competitive rates and a smooth path from application to approval.

Plan Ahead

Mortgage Payment Calculator

Get a quick estimate of your monthly payment. For a precise, personalized quote, just reach out to our team.

Estimated Payment

$2,742
per month
Loan amount$480,000
Total interest$342,600
Total of payments$822,600

*Estimate only. Assumes a fixed rate compounded monthly and excludes property taxes, insurance and fees. Actual terms depend on lender approval. Brokers operate under a licensed brokerage.

Start Your Mortgage Journey

Tell us where you're at and what you're hoping to do. In one quick conversation, we'll walk you through your real options — no pressure, no obligation.

Book a Free Consultation

Get In Touch

Your homeownership journey starts here

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Call or text

Show phone number

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Office

204 – 6840 King George Blvd, Surrey, BC V3W 4Z9

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Hours

Mon–Fri 7am–5pm · Sat–Sun 7am–1pm